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UT P&C Exam Dates 2026: Testing Windows, Deadlines & Scheduling

TL;DR
  • The UT P&C exam has no fixed annual "window" - Prometric offers continuous, on-demand scheduling.
  • The exam fee is $44 per attempt, whether you test in person or via ProProctor.
  • You get 2 hours 30 minutes for 150 scored questions plus 5 unscored items, needing 70% to pass.
  • Results are delivered immediately, but you must submit your license application within 90 days of passing.

Is There an Official 2026 Testing Window?

Unlike college entrance exams or state bar exams that open only a few times a year, the Utah Producer's Combined Property and Casualty Exam (Series 17-04) does not run on a seasonal calendar. The Utah Insurance Department has appointed Prometric as the exclusive administrator, and Prometric runs this exam on a rolling, appointment-based basis throughout 2026. That means there's no "spring window" or "fall window" to wait for - you schedule an appointment whenever you're ready and seats are available.

This is good news for planning purposes: your target date is driven by your own preparation, not by a bureaucratic calendar. If you're working through a structured UT P&C study plan, you can pick a realistic completion date and book the exam around it, rather than scrambling to fit a fixed testing period.

No Seasonal Bottleneck: Because Prometric offers year-round scheduling for the UT P&C exam, there's no rush of candidates competing for limited slots at specific times of year - but popular test centers and preferred time slots can still fill up during busy weeks, so book early once you have a target date.

How Prometric Scheduling Actually Works

Scheduling the Series 17-04 exam involves a few concrete steps that are worth understanding before you commit to a date:

  1. Confirm eligibility. Review the UT P&C requirements to make sure you meet Utah's producer licensing prerequisites before you pay for a test slot.
  2. Create or use your Prometric candidate profile. Prometric ties your registration to your identification and candidate ID, which must match exactly what you'll present on test day.
  3. Select your testing method. Choose between an in-person Prometric test center or ProProctor remote proctoring from home or office.
  4. Pick a date and time. Available slots vary by location and demand, so check multiple nearby centers if your first choice is full.
  5. Pay the $44 exam fee. This is charged at the time of scheduling, not on test day.

Because there's no prelicensing education requirement in Utah for this producer line, nothing stops you from booking your exam the same week you start studying. That flexibility is convenient, but it also means the responsibility for choosing a realistic date rests entirely on your own honest assessment of readiness - a topic covered in depth in our difficulty guide for the UT P&C exam.

Fees, Payment & What $44 Actually Buys

The UT P&C exam fee is $44 per attempt. This single, flat fee covers your seat at either a Prometric test center or through ProProctor remote proctoring - there's no separate surcharge for choosing the remote option. If you don't pass on your first try, you'll pay the $44 fee again to schedule a retake; Prometric does not offer partial refunds or fee waivers for failed attempts.

For a full breakdown of exam fees alongside other licensing costs - application fees, fingerprinting, and background check charges - see our dedicated UT P&C certification cost breakdown, which lays out everything you'll spend from registration through active licensure.

Key Takeaway

Budget for the $44 exam fee as a recurring cost if you're not fully confident - treat your first attempt like it matters, since a retake means paying again and rescheduling.

Exam Format and Timing You'll Face on Test Day

Knowing the exact structure of the exam helps you plan pacing on test day and decide how to allocate your remaining study weeks. The Series 17-04 exam consists of:

  • 150 scored multiple-choice questions drawn from the ten content domains.
  • 5 unscored (experimental) items mixed in without identification - you won't know which questions are experimental, so treat every question as if it counts.
  • 2 hours and 30 minutes total time limit for the entire exam.
  • 70% passing score required to pass.

That works out to roughly one minute per question if you want to leave yourself a buffer for review - tight, but workable if you've internalized the material rather than trying to reason everything out from scratch. Our passing score breakdown explains exactly how the 70% threshold applies to the 150 scored items.

Auto Insurance (13%) - The Largest Domain

Auto Insurance carries the heaviest weight of any domain on the exam, so it deserves proportionally more of your final review time.

  • Liability coverage parts and limits structures
  • Physical damage coverage (collision, comprehensive)
  • No-fault and PIP concepts as applied in personal auto policies
  • Exclusions and endorsements unique to auto forms

Because the exam blends regulation-heavy questions with policy-mechanics questions, it helps to know exactly how much weight each domain carries before you build a schedule. The full weighting - Insurance Regulation (11%), General Insurance (10%), Property and Casualty Insurance Basics (12%), Dwelling Policy (4%), Homeowners Policy (12%), Auto Insurance (13%), Commercial Package Policy (CPP) (11%), Businessowners Policy (8%), Workers Compensation Insurance (11%), and Other Coverages and Options (8%) - is broken down domain-by-domain in our complete guide to all 10 UT P&C content areas.

Testing MethodLocationResultsFee
Prometric Test CenterIn-person, staffed testing roomImmediate$44
ProProctor RemoteHome or office via webcamImmediate$44

Test Center vs. ProProctor Remote Proctoring

Utah candidates can sit for the Series 17-04 exam either at a physical Prometric test center or remotely through ProProctor, Prometric's live remote-proctoring platform. Both options deliver identical exam content, timing, and immediate results - the choice comes down to logistics and personal preference.

When a Test Center Makes Sense

If you don't have a quiet, private, code-compliant space at home, or if you simply focus better away from familiar surroundings, an in-person Prometric center removes variables. It also matters for first-time resident applicants, since fingerprinting must be completed at a Utah Prometric test center regardless of which method you use for the exam itself.

When ProProctor Makes Sense

ProProctor eliminates travel time and lets you test from a private room that meets Prometric's remote requirements (clear desk, no monitors, ID verification via webcam). If your schedule is tight around work commitments, remote proctoring can shave hours off your exam day.

Same Exam, Same Standard: Whether you test on-site or through ProProctor, you'll face the same 150 scored questions, same 2-hour-30-minute limit, and same 70% passing bar - pick the format that reduces your personal stress, not the one you assume is "easier."

The 90-Day Deadline After You Pass

Passing the exam is not the finish line - it starts a clock. Utah requires that your license application and associated fee be submitted within 90 days of your passing exam date. Miss that window, and you may need to retest before you can apply, even though you already demonstrated competency once.

Build this deadline into your calendar the moment you schedule your exam. If you're coordinating your exam date around a job offer or a specific hire date, work backward from that 90-day rule so your license is active before you need it. For a broader look at eligibility rules that intersect with this deadline, see our UT P&C requirements overview.

Key Takeaway

Mark your calendar the day you pass - the 90-day application deadline is a hard cutoff, and it starts counting immediately, not when you "get around to it."

Fingerprinting for Resident Applicants

If you're an initial resident applicant, note that fingerprinting is a required step and it must be completed at a Utah Prometric test center - this applies even if you chose ProProctor for your actual exam. Plan a second trip (or combine it with your in-person exam appointment if you tested at a physical center) to avoid delays in processing your application within the 90-day window.

Because this step can add scheduling friction, it's worth confirming fingerprinting availability at your chosen Prometric location before you finalize your exam date, especially if you're targeting a tight timeline tied to a job start date.

Planning Your Study Timeline Around Your Test Date

Since Utah doesn't mandate prelicensing coursework, many candidates self-study using practice exams and domain-specific review. A sensible approach is to work backward from your target exam date and allocate review blocks proportional to each domain's weight - heavier domains like Auto Insurance (13%), Homeowners Policy (12%), and Property and Casualty Insurance Basics (12%) deserve more repetitions than lighter ones like Dwelling Policy (4%).

Week 1

Foundations

  • Insurance Regulation (11%) and General Insurance (10%) - build vocabulary and licensing framework first
Week 2

Core Policy Mechanics

  • Property and Casualty Insurance Basics (12%), Dwelling Policy (4%), and Homeowners Policy (12%)
Week 3

Heaviest-Weighted Domain

  • Auto Insurance (13%) - dedicate extra practice questions here since it's the single largest domain
Week 4

Commercial Lines & Final Review

  • Commercial Package Policy (11%), Businessowners Policy (8%), Workers Compensation (11%), Other Coverages and Options (8%), then full-length timed practice runs

This kind of proportional scheduling - spending more time on higher-weighted domains without ignoring the smaller ones entirely - is one of the few generic study techniques worth borrowing here, precisely because it maps directly onto the UT P&C domain percentages rather than a one-size-fits-all template. For a deeper dive into pass strategies tied specifically to this exam, our first-attempt study guide walks through question patterns and common traps by domain.

Once you've built familiarity with the content, timed practice on our full-length UT P&C practice tests is the most reliable way to confirm you can sustain accuracy across all 150 scored questions within the 2-hour-30-minute limit.

Rescheduling, No-Shows & Retakes

Life happens - illness, work conflicts, or simply not feeling ready can all be reasons to move your appointment. Prometric allows rescheduling, but changes made too close to your appointment time may forfeit your $44 fee, so check the current cutoff window when you book and avoid last-minute changes if possible.

If you don't pass on your first attempt, you can schedule a retake - there's no mandatory waiting period specified beyond standard Prometric rescheduling rules, but you will pay the $44 fee again. Before rebooking, it's worth reviewing where your weak domains were and comparing your results against typical pass rate data for the UT P&C exam to calibrate how much additional prep is reasonable before your next sitting.

Don't Rush a Retake: Scheduling a new attempt within days of a fail, without addressing the specific domains that cost you points, rarely improves outcomes. Use your immediate results feedback to target study time before rebooking.

Frequently Asked Questions

Is there a specific 2026 exam date I need to register for?

No. The UT P&C exam is offered on a continuous, appointment-based basis through Prometric all year, so you choose your own date based on availability rather than a fixed annual schedule.

How much does it cost to schedule the UT P&C exam?

The exam fee is $44 per attempt, whether you test at a Prometric test center or remotely through ProProctor. This fee applies each time you schedule, including retakes.

How long do I have to apply for my license after passing?

You must submit your license application and fee within 90 days of your passing exam date. Missing this deadline can require additional steps before you can complete licensure.

Do I need to complete prelicensing education before scheduling the exam?

No. Utah does not require prelicensing education for this producer line, so you can schedule your exam as soon as you feel prepared, with no course completion certificate needed beforehand.

Can I get my results the same day I test?

Yes. Both Prometric test center and ProProctor remote exams deliver results immediately after you finish, so you'll know whether you passed before you leave your testing session.

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